OCM Quick Working Capital
The OCM Financial Group can work with your company to provide flexible and sometimes creative, non-traditional financing. Many businesses need working capital. We will provide working capital secured by accounts receivables, purchase orders, inventory, unencumbered equipment, securities, and clear title real estate, land or equity loans. The OCM Financial Group can help you bridge the gap. Our clients are emerging companies who need cash to grow, distributors and manufactures using cash for better terms, seasonal or cyclical companies with cash flow needs, firms fighting temporary business setbacks, and highly leveraged companies seeking to qualify for unsecured credit.
Merchant Cash Advance
The OCM Financial Group can purchase your business’s future credit card sales, giving you cash today, which is only paid back when your business processes credit card sales. The flexible repayment system makes this process easy and hassle-free. We know that every business’s financing needs are different and that’s why there are very few restrictions on how you use your cash advance.
Commercial Factoring
Your company’s accounts receivable–invoices sent to clients for goods, or services rendered–are listed on a balance sheet as an asset. Your business can then sell these invoices to The OCM Financial Group, which then takes on the risks of collecting the money owed by clients and provides your business with immediate funds.
Contract Financing
Contract or purchase order financing allows you to monetize and existing or future contract you have with your customer. Whether your company is large or small, in business for years or start up, this can work for you and is a great substitute for equity. With Contract financing, The OCM Financial Group can help you grow your business and customer base. Contract financing will turn your future usage revenue into capital today for services or equipment usage not yet provided.
Asset Based Financing
Asset-based financing is a specialized method of providing structured working capital and term loans that are secured by unencumbered equipment, inventory and machinery as well as clear titled real estate or land and equity loans. This is a good way for your quickly growing business to obtain the capital you need to meet your short-term cash needs. You are able to use your own assets to generate a cash flow.
Securities Based Financing
Securities-based lending, also known as stock loans or stock secured financing, allows you to obtain funds for personal or business use. By pledging your stocks, bonds, mutual funds or options as collateral for a loan you can avoid having a lien placed upon any assets such as equipment, real estate or other personal property.
Bank Statement Financing
Bank statement financing is simply loans based on the consistency and diversity of your revenues. If your business has consistent daily revenue stream, The OCM Financial Group can offer quick access to funds and high approval rates. The process is simple without the hassle of traditional bank loans.