Equipment Financing

OCM Equipment Financing

Since 1981, The OCM Financial Group has been helping companies nationwide acquire the equipment necessary to properly run their businesses. Various financing opportunities are made available to suit your finance and equipment needs, big or small. The OCM Financial Group can finance from 5k to 35mm, anything to help your business succeed! The OCM Financial Group is committed to providing excellent customer service and to giving personalized financing options tailored to fit your business. Our goal is to make The OCM Financial Group your first choice for financing your business. We have confidence that we can serve all your finance needs.

Equpment Financing Options

Equipment Options: OCM Financial Group has very few limits to the type of equipment your business can finance. From everyday business needs (furniture or phone systems) to industrial equipment (forklifts or conveyor belts) to office technology (computers, copiers), there is a wide range of products your business needs that you can finance.

OCM Financial Group can also finance your soft costs. We understand that your business needs things like software, training, service, installation and shipping to go with your new equipment and that is why we work with you to find the best financial solution for your company.

Leasing Advantages

Maintain Capital Strength: Equipment Financing with The OCM Financial Group allows you to purchase the equipment and technology you need today with affordable payments you can spread out over time. When you conserve your capital through equipment financing it can be used for other company expenses.

Conservation of Credit: Borrowing money will reduce your lines of credit. Leasing is a new credit source that will allow you to increase your borrowing capacity.

Flexibility: Leasing provides fixed rate financing with specialized terms that will accommodate the specific needs of your company. As your business grows and as your needs change you can add to or upgrade your financing options. You can also include installation, maintenance, and other services if necessary.

Efficiency: Leasing allows you to quickly react anytime the need for equipment and technology arises. By avoiding the strict requirements of traditional financing a lease can get what you need in your possession much faster.

Eliminates Obsolescence: With equipment leasing, your risk of getting stuck with obsolete equipment and technology is minimized because you can build upgrades and trade-ups into the lease. This will give you the opportunity to always have the latest equipment and technology and maintain your competitive edge.

100% Financing: Leasing doesn’t require a down payment and can cover soft costs such as software, freight, installation, and tax for both new and used equipment.

Tax Benefits: A true lease generally allows you to expense 100% of the monthly payment where as bank financing will only allow you to expense the interest. Please refer to your tax advisor about your specific situation.

The Equipment Financing Process

From start to finish, most financing is funded within days! Our equipment financing process is designed to help us quickly respond to your business needs because we know that your time is valuable. We have been providing the best opportunities possible for businesses since 1981.