OCM Commercial Loans

Our strength lies in our Relationship Managers who are experts at getting to know your business. They know the questions to ask and provide the pathway to help you reach your goals. They are able to make decisions quickly due to our streamlined loan process. Plus, they will conduct frequent business reviews of your business status and outlook to continue to provide the perfect solution for your business, throughout the life of your relationship.

Commercial Working Capital Term loan

OCM Financial Group can provide commercial term loans that are a lump sum of capital that you pay back with regular repayments at a fixed interest rate.

The “term” in “term loan” comes from its set repayment term length, which will typically be one to five years long.

Most business owners use the proceeds of term loans to finance a specific, one-off investment for their small business.

  • Benefits of Commercial Term Loans

  • Interest is lower: 7 to 30%

  • Interest payable on a term loan is tax deductible

  • Flexible: terms between 1 to 5 years

  • Speed: Can qualify in less than 2 weeks