OCM Financial

Merchant Cash Advance

The OCM Financial Group can purchase your business’s future credit card sales, giving you cash today, which is only paid back when your business processes credit card sales. The flexible repayment system makes this process easy and hassle-free. We know that every business’s financing needs are different and that’s why there are very few restrictions on how you use your cash advance.

A merchant cash advance comes in handy when you don’t qualify – or have time- for a lengthy loan process. By submitting a quick, one-page application and providing basic documentation, you could be approved within 24 to 48 hours and have the cash in hand within 7 to 10 days.

Almost any business that processes credit cards and needs quick cash can use merchant cash advances. The top candidates are typically retail or restaurant businesses that have difficulty securing traditional business loans. Banks and other lenders are wary of these types of businesses because of their high mortality rate, especially during the first two years. The OCM Financial Group can provide immediate funding to help your business succeed!

Benefits of Business Cash Advances
Limited restrictions. None of the typical loan requirements such as collateral, applications and processing fees, or personal guarantees are required.
Tax advantages. Since business cash advances are considered purchases, you may be eligible to write off the expense. Always check with your accountant first.
Speedy funding. Funds can be wired to your account as quickly as 72 hours after approval.
Ebb and flow repayment process. Instead of a fixed repayment schedule, your payments are based on a percentage of your daily credit card transactions.
Minimal credit impact. Applying for a business cash advance doesn’t show up on your credit report it won’t negatively impact your credit rating.

OCM Solutions

Equipment Financing

Since 1981, The OCM Financial Group has been helping companies nationwide acquire the equipment necessary to properly run their businesses. Various financing opportunities are made available to suit your finance and equipment needs, big or small.

Quick Working Capital

The OCM Financial Group can work with your company to provide flexible and sometimes creative, non-traditional financing.

Equipment Leasing

Leasing is a valuable alternative for businesses. Recent statistics show that 85% of U.S. companies finance some or all of their equipment.

Commercial Loans

Our strength lies in our Relationship Managers who are experts at getting to know your business. They know the questions to ask and provide the pathway to help you reach your goals. They are able to make decisions quickly due to our streamlined loan process. Plus, they will conduct frequent business reviews of your business status and outlook to continue to provide the perfect solution for your business, throughout the life of your relationship.

Short Term Working Capital

Merchant Cash Advance

Limited restrictions. None of the typical loan requirements such as collateral, applications and processing fees, or personal guarantees are required.

Tax advantages. Since business cash advances are considered purchases, you may be eligible to write off the expense. Always check with your accountant first.

Speedy funding. Funds can be wired to your account as quickly as 72 hours after approval.