Business Line of Credit

OCM Commercial Loans

Our strength lies in our Relationship Managers who are experts at getting to know your business. They know the questions to ask and provide the pathway to help you reach your goals. They are able to make decisions quickly due to our streamlined loan process. Plus, they will conduct frequent business reviews of your business status and outlook to continue to provide the perfect solution for your business, throughout the life of your relationship.

Business Line of Credit

A business line of credit gives access to a pool of funds to draw from when needing capital. Unlike a traditional business loan, a business line of credit allows flexibility to borrow up to a set amount (typically anywhere from $50,000 to $1,000,000), repaying only the amount withdrawn. Terms on a business line of credit typically range from 6 months to 5 years. Having access to funds to handle cash flow gaps, getting more working capital, or address any other emergency or opportunity.

  • Benefits of a Business Line of Credit

  • Can provide necessary working capital when needed

  • Flexibility to pay expenses, and cover other general purposes as they come

  • Scalable to help manage cash flow, seasonal needs and unique opportunities

  • Credit decisions are based on the strength of the company rather than the owners

  • Cover up front cost

  • Tackle any emergency

  • Quickly consolidate debt

  • Pay for what you use