800-574-6261 info@ocmlc.com
Our strength lies in our Relationship Managers who are experts at getting to know your business. They know the questions to ask and provide the pathway to help you reach your goals. They are able to make decisions quickly due to our streamlined loan process. Plus, they will conduct frequent business reviews of your business status and outlook to continue to provide the perfect solution for your business, throughout the life of your relationship.
OCM Financial Group specializes in providing capital for business acquisitions. We help secure funds needed to purchase and launch new business acquisitions.
We recognize there is no “one size fits all” approach to successful Business Acquisition Financing. What may be good for one industry is not necessarily ideal for another. Many factors affect optimal acquisition financing structures such as business cash flows, seasonality, regulatory concerns, and market concentrations to name a few. Our experts can structure financing for the acquisition of a large or small business that provides the funds and insight needed to compete in business. We help provide evaluation of purchase price, cash flow analysis, financing and additional funds needed after the transaction.
Business debt consolidation may be something worth considering if the business is carrying multiple loans. Consolidating business debt is a way to streamline your debt repayment into a single monthly payment, ideally at a lower interest rate. It can make repaying business debt more manageable, and more affordable — especially if looking to consolidate high interest forms of financing like credit cards, lines of credit or merchant cash advances.
A business line of credit gives access to a pool of funds to draw from when needing capital. Unlike a traditional business loan, a business line of credit allows flexibility to borrow up to a set amount (typically anywhere from $50,000 to $1,000,000), repaying only the amount withdrawn. Terms on a business line of credit typically range from 6 months to 5 years. Having access to funds to handle cash flow gaps, getting more working capital, or address any other emergency or opportunity.
OCM Financial Group can provide commercial term loans that are a lump sum of capital that you pay back with regular repayments at a fixed interest rate.
The “term” in “term loan” comes from its set repayment term length, which will typically be one to five years long.
Most business owners use the proceeds of term loans to finance a specific, one-off investment for their small business.
OCM Financial can provide conventional term loan financing. Conventional loans are a viable source of capital for companies in need of additional funding.
SBA loans are long-term, small business loans backed by the government. The U.S. Small Business Administration is a federal agency committed to furthering the growth and development of small businesses that partners with lenders nationwide for different loan programs. Unlike conventional term loans, an SBA Loan offers business owners the opportunity to take advantage of favorable terms while removing some of the barriers of traditional financing options.
One of the biggest challenges a new business must face is obtaining the capital necessary to support initial growth. A startup business loan is any kind of financing aimed specifically towards startups with little to no business history. There are a variety of new business loans and financing methods available to start up owners.
