800-574-6261 info@ocmlc.com

Short Term Working Capital

Asset Based Financing

Asset-based financing is a specialized method of providing structured working capital and term loans that are secured by unencumbered equipment, inventory and machinery as well as clear titled real estate or land and equity loans. This is a good way for your quickly growing business to obtain the capital you need to meet your short-term cash needs. You are able to use your own assets to generate a cash flow.

When you apply for an asset-based loan, you pledge your assets to secure a loan. You still own your equipment or real estate, but if you don’t make good on your payments they can be seized.

The OCM Financial Group provides asset-based loans for companies even if you have less-than-perfect credit. We will not only look at credit, but your years in business and whether your assets are liquid. The main advantage of asset-based financing is that smaller companies can get more cash more quickly than a traditional bank loan.

  • Benefits of Asset Based Financing

  • The ability to unlock cash that has been invested in your company’s infrastructure

  • The ability to take advantage of the sales growth immediately

  • Access to a revolving credit line secured by your assets

  • Maintaining a greater level of flexibility compared to traditional loans

  • The ability to keep the assets that are securing the loan

OCM Solutions
Equipment Financing

Since 1981, The OCM Financial Group has been helping companies nationwide acquire the equipment necessary to properly run their businesses. Various financing opportunities are made available to suit your finance and equipment needs, big or small.

Quick Working Capital

The OCM Financial Group can work with your company to provide flexible and sometimes creative, non-traditional financing.

Equipment Leasing

Leasing is a valuable alternative for businesses. Recent statistics show that 85% of U.S. companies finance some or all of their equipment.

Commercial Loans

Our strength lies in our Relationship Managers who are experts at getting to know your business. They know the questions to ask and provide the pathway to help you reach your goals. They are able to make decisions quickly due to our streamlined loan process. Plus, they will conduct frequent business reviews of your business status and outlook to continue to provide the perfect solution for your business, throughout the life of your relationship.

OCM Financial

OCM’s flexible and aggressive financing combines the best attributes of a bank and private investment group, making it a financing company different from all others.